Life Insurance

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Life Insurance

Life insurance is an Insurance on someone’s Life, providing a lump-sum payment, known as a death benefit, to beneficiaries (previously chosen by the insured) upon the insured's demise;

Depending on the Insured’s choice of Plan, this cover could also provide a Lump Sum Payment to the insured in case of disability; Educational payment for Insured’s children upon the Insured’s demise or use it as an investment fund or retirement fund for the future.

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Expansion Plan

  • Life Expansion Insurance is an insurance policy for the whole Family for their financial security.  There are two types of Expansion Insurance Plans:

     

    Expansion Family Plan provides financial security for insured’s dependents in case of the insured’s sudden death or disability caused by sickness and/or accident. It also builds a long-term investment fund that can be retrieved at any stage.

    Expansion Retirement Plan designed to build a higher investment fund for the future and still cover a lower amount for death and/or disability in case of sickness and/or accident.

Protégé

Life Protégé Insurance is intended for the future financial security of Insured’s children or education. There are two types of Protégé Insurance Plans:

 

Protégé Saving For Children is an investment insurance Plan to secure the future of the insured’s child and will become a life insurance policy for the child at the age of adolescence.

Protégé Educational Plan is the most all-inclusive Plan in the market that covers death, disablement, schooling, waiver of premium and a guaranteed educational amount by the end of the policy term.

Equilibrium

Life Equilibrium Insurance is a basic form of Life insurance that provides payment for insured’s dependents in case of the insured’s sudden death or disability caused by sickness and/or accident. Within a previously set duration and payment of a specific amount. There are two types of Equilibrium Insurance Plans:

 

Equilibrium Term Life insurance is the simplest form of life insurance to provide insurance for the beneficiaries in case of insured’s sudden death or disability caused by sickness and/or accident over an previously set and agreed term period and a previously set amount.

 

Equilibrium 5-year Renewal Term Life insurance is a term Life insurance with a premium increase every 5 years, related to the age of the insured.

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