General Conditions

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MOTOR INSURANCE

  • All Risk Insurance GC-VR-F001 AR 2020 Ed1V1:   Open PDF
  • All Risk Insurance, also known as Comprehensive Insurance covers any material damages to vehicles or properties for both the insured and other parties that is caused by a covered accident. This cover also includes damages due to Fire, Theft or partial theft of the vehicle’s parts, Hold-Up, and Total Loss. In addition this cover provides Towing, and for an additional fee the insured can get a replacement car until their vehicle is repaired.

  • Material Damage Insurance GC-VR-F001 AR 2020 Ed1V1:   Open PDF
  • Material Damage Insurance is a Third Party Liability Insurance covers that material damages to other vehicles and /or properties in the event of an accident caused by the insured’s vehicle.

  • Corporal Damage Insurance GC-VC-F001 AR 2020 Ed1V1:   Open PDF
  • Corporal Damage insurance, also called Obligatory Insurance, and “Elzeme” is a Third Party Liability Insurance that covers Bodily Injury to Third parties in the event of an accident caused by the insured’s vehicle, which is a mandatory cover required by all vehicle drivers as per the Lebanese Law.

MEDICAL

MEDICAL

  • ENGLISH MEDICAL PERPETUAL GC-NM-F001 2020 Ed1V3 GlobeMed Perp Eng 11-19   Open PDF
  • ARABIC MEDICAL PERPETUAL GC-NM-F002 2020 Ed1V3 GlobeMed Perp Ar 11-19   Open PDF
  • Medical Insurance is a Health insurance plan that covers hospitalizations in the event of an accident or illness. The financial limitations of this product are unlimited, with a full network of health providers to choose from. Medical Insurance also provide cover for OUT-hospital Ambulatory care such as Blood test and laboratory tests, as well as doctor consultation and Prescription medicine cover. A few of the benefits provided by this plan include: - Unlimited Financial Limitation, Full Hospital Network, Guaranteed Renewability (GR), Access to worldwide network, International Assistance. - In-Hospital Benefits such as: Medical and surgical treatment, Emergency treatment, Hospital Daily Indemnity, Maternity. - Out- Hospital Ambulatory - Prescription Medicine - Doctor Visit

LCMP

  • ENGLISH LCMP CONDITIONS GC-LCMP-F001 2020 Ed1V1   Open PDF
  • ARABIC LCMP CONDITIONS GC-LCMP-F002 2020 Ed1V1   Open PDF
  • LCMP is a product developed to all Lebanese Expats living abroad with an existing Medical insurance in the country they reside at, who decided to return and live in Lebanon and want to continue their insurance policy. Victoire guarantee the continuity of their insurance Policy with no required tests or exams. LCMP is a Plan that enables an insured Lebanese Expats living abroad to benefit from a Lifetime Guaranteed Renewability upon their return to Lebanon (permanently) if they want to continue their insurance policy in Lebanon, regardless of any future Health conditions that may arise.

Workmen Compensation

  • FRENCH WORKMEN COMPENSATION UW-GC-WC-F001 2019 Ed1V1   Open PDF
  • Workmen’s Compensation Insurance covers bodily injury due to an accident to employees at the workplace during working hours. As per the general and particular condition of the policy , the Accidents are covered in the premises, and/or outside the workplace, and within the scope of the worker's duties, as per Lebanese Law Decree No: 136 dated 18.09.1983. This insurance covers, following a work-related accident, the listed employees; • Medical Fees (Third Class). • Death. • Permanent disablement. • Daily Indemnity up to 75%

  • ARABIC WORKMEN COMPENSATION UW-GC-WC-F002 2019 Ed1V1   Open PDF
  • Workmen’s Compensation Insurance covers bodily injury due to an accident to employees at the workplace during working hours. As per the general and particular condition of the policy , the Accidents are covered in the premises, and/or outside the workplace, and within the scope of the worker's duties, as per Lebanese Law Decree No: 136 dated 18.09.1983. This insurance covers, following a work-related accident, the listed employees; • Medical Fees (Third Class). • Death. • Permanent disablement. • Daily Indemnity up to 75%

  • CONTRACTORS ALL RISK (C.A.R)   Open PDF
  • Contractors All Risk (C.A.R) Insurance provides an “all risks” cover against any sudden or unforeseen loss or damage, due to an accident occurring to the property insured on the construction site. It also covers Third (3rd) Party claims arising in connection with the construction site. It includes other coverage such as Fire and allied perils, Burglary, landslide, natural disasters, water Damages, and more.

    EXPATRIATE

    • EXPATRIATE GC-NX-F002 2020 EdV2   Open PDF
    • EXPAT insurance provides the mandatory cover required by the Lebanese Ministry of Labor for foreigners (including domestic workers) working in Lebanon. This insurance is created to cover hospitalization in case of accident or medical and surgical treatments.

    FIRE

    FIRE

    • ENGLISH FIRE GC-FI-F001 2019 Ed1V1   Open PDF
    • ARABIC FIRE GC-FI-F002 2019 Ed1V1   Open PDF
    • Fire Insurance covers, residences, businesses and industries from any direct fire that might occur, and includes a wide coverage of allied perils such as lightning, explosions and such.

    PROPERTY ALL RISK (LM7)

    • LM7 GC-FI-F003 2020 Ed1V1   Open PDF
    • Property All Risk Insurance also known as LM7 insurance covers buildings, factories and its contents from any direct and indirect fire, lighting, explosion, (gas or boiler) special perils like riots, malicious damage, storm, tempest, flood, or pipes leakage etc.

    BURGLARY BY FORCIBLE ENTRY

    • FRENCH BURGLARY GC-BU-F001 2020 Ed1V1   Open PDF
    • ARABIC BURGLARY GC-BU-F001 2020 Ed1V1   Open PDF
    • Burglary by Forcible Entry Insurance usually included with Fire Insurance covers, loss or damage caused to property and valuable items due to burglary or house break-ins.

    F1

    • F1 FIRE GC-FI-F004 2020 Ed1V1   Open PDF
    • F1 Insurance covers, All Risk Fire for Homes, Offices, Small Shops and Small Businesses from any direct fire that might occur, and includes a wide coverage of allied perils such as Burglary, lightning explosions and such, as well as a limited cover for Workmen Compensation and TPL.

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