These two letters make all the difference. We, at Victoire, rely on this program designed by the MedNet team and we are part of the Network. This plan is sold by Victoire. It's backed up by the number one Reinsurer worldwide : Munich Re

Our Mission is to provide superior value in healthcare related services, under the various healthcare Insurance programs we are serving to our valued Clients.

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Expatcare

The ExpatCare Program is specifically designed to cover foreigners working in Lebanon according to the requirements of the Lebanese Ministry of Labor. However, this program provides greater product variety and flexibility.

Expatcare in-hospital benefits are:

• US $2,500 financial limitation per case up to US $10,000 per year.
• US $5,000 coverage for repatriation costs.
• US $2,500 Personal Accidents coverage per year for permanent, partial, or total disablement resulting from an accident.
• Deportation costs covered in case the adherent was forced to leave the country, following a decision by the Lebanese authorities.
• Accidents, medical and surgical treatments, hospitalized under class C.
• The option to choose between having access to the wide or limited network of hospitals within the MedNet Network.
• No limitation to the number of hospitalization days.
• Medical expenses resulting from emergency cases and accidents including work related accidents.
• All diagnostic, endoscopic and surgical procedures.
  Prosthesis related to post traumatic accidents.
  Physiotherapy treatment related to a covered hospitalization.
• Radiotherapy treatment including linear accelerator and chemotherapy.

Expatriate

This program was specifically designed to offer foreigners working in Lebanon a comprehensive coverage for accidents, medical and surgical treatments as well as ambulatory benefits, beyond the requirements of the Ministry of Labor.

Expatriate in-hospital benefits are:

• 100% in-hospital coverage for accidents, medical or surgical treatments under class C.
• Annual financial coverage of up to US $75,000.
• Access to all hospitals within the MedNet network.
  No limitation to the number of hospitalization days.
• US$2,000 coverage for repatriation expenses.
• Radiotherapy treatment including linear accelerator and chemotherapy.

Expatriate ambulatory benefits are:

• Coverage at 85%.
• Three transactions per year.
• Access to a wide network of healthcare providers.
• Radiology, C.T. scan, MRI, ultrasonography, laboratory tests, nuclear medicine tests, electroencephalogram, electrocardiogram, electromyogram, audiogram, stress test, evoqued response, occular angiography, echocardiography, holter monitoring.
• Laser therapy, physiotherapy, kinesitherapy treatments.
• Cardiac thallium scinthigraphy and abdomino-pelvis ultrasound.
  

Just fill in the following on-line proposal form and we will get back to you soonest.

Term Life: A Guarantee for your Loved ones…

Term Life Policy covers the Insured in case of Death (Natural or Accidental), in addition to Permanent Total Disability (Natural or Accidental)

In case of death the amount insured will be automatically paid to the beneficiary of the policy.

To have a life insurance, just fill in the following form and we will get back to you the soonest.

Marco Polo - Columbus - Mieux-Etre
Al-Razi, Across, Across Plus - Cedar Car

MARCO POLO

The MARCO POLO Plan provides you and your family with the in-hospital cover, protection and services which might be needed while traveling abroad, ensuring that your trip will be worry free.

MARCO POLO offers first class healthcare insurance, covering all emergencies or accidents requiring medical assistance or surgical procedures.

• 24-hour multilingual assistance through the International Customer Support Center.
  
  Tel: +961 1 485666
  Fax: + 961 1 511851
  E-mail: icsc@mednetliban.com.lb
• Direct billing of all covered medical expenses incurred in the international network of healthcare providers or reimbursed to the patient if outside the network.
• Services of the worldwide Inter-Partner Assistance:
  1. Medical emergency referral (information about healthcare providers).
  2. Medical transportation to the nearest or most appropriate hospital.
  3. Delivery of unavailable prescribed medicines.
  4. Notification of family members in Lebanon.
  5. Emergency visit, from Lebanon, of a family member or relative. It includes the ticket and hotel costs up to 10 days.
  6. Repatriation to Lebanon after discharge from the hospital.
  7. Repatriation to Lebanon in case of death.
  8. Return of children under 15 years if unsupervised.
  9. Early return to Lebanon if a family member dies.
  10. Administrative and legal assistance (admission and discharge procedures in the case of hospitalization, third-party liability...).
• Convenient enrollment:
  You can buy Marco Polo for short trips or as an annual policy.
• Financial coverage during the policy contractual period:

Marco Polo US $300.000
Junior Marco Polo US $30.000

Just fill in the following on-line proposal form and we will get back to you the soonest.

Columbus has been tailor made for Lebanese & Syrian nationals residing mainly in Lebanon or Syria, as well as foreign nationals with permanent residency in Lebanon or Syria.

Columbus offers you a host of advantages:

• Private or first class confinement.
• Worldwide coverage in hospitals of your choice.
• Coverage of cold and emergency cases or accidents requiring in-hospital, medical, or surgical treatments.
• Direct billing of all covered medical expenses incurred in the international network of healthcare providers or reimbursed to the patient if outside the network.
• Financial coverage up to US $300,000.
• 24-hours multilingual assistance through the International Customer Support System Center (ICSC).
  Tel: +961 1 485666
  Fax: + 961 1 511851
  E-mail: icsc@mednetliban.com.lb
• Services of the worldwide Inter-Partner Assistance:
  1. Medical emergency referral (information about healthcare providers).
  2. Medical transportation to the nearest or most appropriate hospital.
  3. Delivery of unavailable prescribed medicines.
  4. Notification of family members in Lebanon.
  5. Emergency visit, from Lebanon, of a family member or relative. It includes the ticket and hotel costs up to 10 days.
  6. Repatriation to Lebanon after discharge from the hospital.
  7. Repatriation to Lebanon in case of death.
  8. Return of children under 15 years if unsupervised.
  9. Early return to Lebanon if a family member dies.
  10. Administrative and legal assistance (admission and discharge procedures in the case of hospitalization, third-party liability...).

Mieux-Etre has been tailor made for Lebanese & Syrian nationals residing mainly in Lebanon or Syria, as well as foreign nationals with permanent residency in Lebanon or Syria.

Mieux-Etre offers you a host of advantages:

1. First class healthcare coverage in France.
2. Access to all public hospitals and 98% of private clinics.
3. Direct billing of all covered medical expenses incurred.
4. Emergency and cold cases coverage.
5. Unlimited financial coverage with accordance to the policy terms.
6. Access to "France Secours International" service, 24 hours a day, 365 days a year.
   
   

Al-Razi will provide you with unlimited coverage in all the Syrian hospitals under the MedNet system.

Across provides you with unlimited hospitalization coverage under first class in MedNet's network of Syrian hospitals and second class in MedNet's network of hospitals in Lebanon.

Across Plus grants you hospitalization coverage at 100% in MedNet's large network of Syrian and Lebanese hospitals. In some of the Network hospitals, in Lebanon you will share in 25% of the hospital bill, subject to a maximum of US $900 in 1st class or US$750 in the 2nd class.

These programs offer a wide scope of coverage:

In-hospital

• Unlimited financial coverage.
• Maternity coverage as of the first renewal of your policy.
• The Super MedNet Baby feature provides medically eligible babies born under the MedNet system with coverage of 25 congenital cases and a free-of-charge insurance coverage similar to the one provided to the mother, 14 days after birth, and for the remaining period of the mother's contract.
• Personal Accident coverage of US $5000, in case of death and a percentage thereof in case of permanent disability.
  Medical expenses resulting from emergency cases and accidents including work related accidents.
• Prosthesis related to post traumatic accidents.
• Radiotherapy treatment including linear accelerator and chemotherapy.

Out-of- hospital

• Unlimited access to supplementary Ambulatory and Prescription Medicine Benefit Plans at 85% coverage.
• Out patient diagnostic tests, radiology tests including.
• X-ray and ultrasound.
• Morgue and burial expenses up to US $2000.
• Laboratory services.
• Scanner and MRI services.
• Physiotherapy sessions.

The CedarCare program provides you with high quality, affordable medical emergency coverage while in Lebanon or Syria.

With CedarCare’s wide scope of benefits and services, you can enjoy a healthy and secure trip because we’ve got you covered all over Lebanon and Syria.

• Coverage of hospitalization
  Coverage of emergency room services and subsequent hospitalization in 107 hospitals distributed all over Lebanon and Syria.
• Direct Billing
  If case of an emergency hospitalization using one of the MedNet network hospitals, your insurance company will settle the bill directly to the hospital thus relieving you from having to file a reimbursement claim.
• Access to Info-Santé services
  Insured will have 24 x 7 access to prompt and reliable healthcare information provided by multilingual physicians.
  Call Info-Santé physicians on 01- 484 484
  - To find out the severity of your health condition and the recommended action to take.
  - To inquire about the nearest healthcare provider (hospital- Pharmacy- Physician…).
  - To get information about any healthcare topic.
• Travelers assistance
  The Cedar Care plan offers you a package of services designed to protect you while traveling.
  
• Emergency medical transportation
• Repatriation services
• Notification of family members abroad
• Return of minor children if unsupervised
• Early return to the country of residence if a family members dies
• Delivery of unavailable prescribed medicines